Since 1895, Orr Insurance & Investment has helped individuals and organizers arrange specialized insurance coverage, at competitive prices, so they can get on with their passions in business, arts, sports, community programs … whatever motivates people to get out there and make a difference.
The general concept behind insurance is that a large group of people contribute and share access to a common pool of money created to financially compensate or support a contributor if a need arises:
- On the downside, that could be an accident, injury, sickness, property damage, legal trouble, etc.
- On the upside, income support, estate payments, employment benefits, retirement income, bill payments, repairs, and so on.
The larger the group of contributors and deeper the pool of funds, the more efficient, flexible, feature-laden and creative insurance providers can be in meeting the needs of their customers.
But what if your particular line of work, business, market sector or community is specialized in its activities and needs, standalone events, or just doesn’t fit the norm in terms of critical mass for insurance purposes? Then you need help from someone who knows how to create coverage programs that meet particular circumstances.
Here are some of the special insurance programs Orr Insurance & Investment has created for our clients:
Bed & Breakfast
Sports, Fitness & Events – national and local organization and individuals
Not-for-Profit Organizations – national and local