Privacy Policy

Our brokerage and the insurance industry have a solid track record of respecting your right to privacy and safeguarding your personal information. As a result of federal legislation, we’ve further strengthened our privacy commitment by informing you of why and how we collect, use and disclose your personal information. You can be assured that we’ll only handle your personal information in a manner that a reasonable person would consider appropriate in the circumstances.

Personal Information Collected

Depending on the purpose(s) for which we need to collect it, we may ask for the following personal information about you including:

• Basic information such as your name, address, telephone and fax numbers, e-mail address, birth date and marital status.
• Claims history
• Credit and past payment records
• Driver’s record
• Details about your property such as the value of your home and its contents
• Medical information such as any condition that may affect the operation of a vehicle
• Employment information

We may obtain this information from:

• You
• Insurance companies
• Other insurance brokers or agents
• Credit organizations
• Motor vehicle and driver licensing authorities
• Financial institutions
• Medical professionals

Why do we collect personal information?

When you first become a client or whenever you acquire or renew a product from us, we need to collect some of your personal information. Common purposes for which we collect your personal information are to:

• Enable us to acquire or renew an insurance policy for you;
• Assist you and assess your ongoing needs for insurance;
• Ensure your information is accurate and up-to-date; and
• Protect us both against error or fraud.

Who do we disclose your personal information to?

For many of the purposes identified above, we will need to share your personal information with others in order to serve your needs. These other parties commonly include:

• Insurance companies
• Other insurance brokers or agents
• Credit organizations
• Professionals working with us such as adjusters or lawyers
• Financial institutions. For example, the organization that carries your mortgage.

How we protect your personal information.

In order to protect your personal information and right to privacy, we will:

• Not collect, use or disclose your personal information for any purpose other than those
  that we identify to you.
• Keep your personal information only for as long as we need it to fulfill the stated
  purpose or as required by law.
• Maintain your personal information in as accurate, complete and up-to-date a form as
  possible.
• Safeguard your personal information to the best of our ability.
• Respond to any request you may make to access or correct the personal information
  we hold about you.
• Obtain the appropriate consent from you for the collection, use or disclosure of your
  personal information.

Our Privacy Officer may be contacted as follows:
Rick Orr, CIP
Privacy Officer
Orr Insurance Brokers Inc.
50 Cobourg St, Stratford, ON, N5A 3E5
Phone: 519.271.4340
Fax: 519.271.7626
Email: info@orrinsurance.net