Builders Risk InsuranceRed Line


Orr Insurance offers a broad and uniform scope of coverage under its “all risk” Builders Risk insurance. The policy protects construction projects against claims arising during course of construction, as well as for all associated property loss or damage.

Question Mark What is Builder’s Risk Insurance?

Builder’s Risk is the type of insurance that protects your building and liability for the project’s duration. Home and business owners are often required by the contractor to insure their project with a builder’s risk insurance policy as property claims can be expensive. 

The property owner typically requires a builder’s risk insurance for the following: 

  • New home construction, 
  • New commercial build construction, 
  • Adding a second story or addition on the property; or, 
  • Major renovation projects

Question Mark Understanding Builder's Risk Coverage

The builder’s risk policy will provide coverage for damage done to the insured structure from a wide variety of events. Damage from the following events will be covered by most policies:

  • Fire
  • Wind 
  • Theft
  • Lightning
  • Hail
  • Explosion
  • Vandalism
  • Vehicles or aircraft

Question Mark Who needs Builder’s Risk Insurance?

Any individual or business looking to build or do significant renovations should protect themselves and their property with a Builder’s Risk or Course of Construction policy.

Some of our clients include:

  • Homeowners
  • Business Owners
  • General Contractors
  • Construction Companies 
  • Real Estate Developers
  • Renovation Contractors

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For more information on tenant insurance

Call us at 1.800.876.4163 or Contact us here

Proudly serving southwestern Ontario, we are local, personal, and available –

Family owned and operated, we live in the communities we serve and we care about our clients. Our job is to find you the best competitive ombination of price, value, and service from over 60 Canadian insurance and investment companies.

Your Orr Insurance Broker can shop the market for the policy options and price that works best for you

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