27
Oct-2023
One of the most mysterious and misunderstood insurance products could be one of the most important.
Umbrella Insurance is a separate personal liability policy that can be triggered to respond in the event of a liability lawsuit when your base policy (Homeowners or Auto) is exhausted or in some cases there was no coverage available, such as libel and slander As personal assets increase and the rise in lawsuits are seen in Canada, the importance of increased liability limits is becoming an important consideration. An umbrella policy also has an advantage on the cost factor. It is usually less expensive to purchase an umbrella than just increasing the limits under your Home & Auto policy.
Like most insurance products, pricing, coverage and wordings can vary between individual insurance companies. A conversation with your broker regarding your assets, property locations, your travel routines such as renting vehicles, volunteer exposure on boards should all be discussed to determine your needs and find a proper policy to provide protection.
Brussels 
Seaforth Our job is to find you the best competitive combination of price, value and service from over 60 Canadian insurance and investment companies.
Tyler has been providing me with financial advice for my family since 2010 and in that time has proven that he is extremely trustworthy and knowledgeable. Tyler has taken the time to educate me and lay out options best suited for reaching the financial goals we’ve set for our family. I highly recommend Tyler as a valuable resource to help reach your next financial goal
Emma, thank you for all your kindness with helping me. You were very efficient. I highly recommend you for your work at anytime.
Orr Insurance has been amazing to work with for our life, vehicle, and home insurance. Friendly people answering the phone, clear billing, and helpful when we have a unfortunate experience of making claims. We have been with Orr for 10 years and counting. Highly recommend!!
Danny Muir has taken care of our auto and home insurance for the past 35 years and has proven himself to be outstanding in his professionalism and dedication concerning our insurance needs. All our claims and any questions have been met with the utmost prompt and courteous service and we would highly recommend him as your broker!
Extremely happy with the Orr Seaforth office. Their service has definitely exceeded my expectations! Going with them was a great decision!
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