Living in a beach town is a privilege that I have enjoyed most of my life. In Goderich and the surrounding area we are lucky to have multiple marinas and launches close by, making it easy to get out on the water. The COVID19 “stay-cation” era we are in now has made our lakes that much more attractive as a fun summer pass time.
When it comes to coverage for your cruiser, seadoo, sailboat, or whichever other vessel you have invested in, you’ve got options.
Many of us will have a property insurance policy that offers coverage where the length, value, and horsepower of our boats are within certain parameters. If we are outside those parameters, it is possible that the vessel can still be added as a listed item on that policy, bundling the cost in with our existing payments, and keeping things simple.
There will be situations where a broader or more specialized style of policy is required. Some examples could be where your boat value, contents, or engine exceeds what your property insurance policy allows; if you are using your boat for business purposes or to entertain clients; or need coverage in waters outside of our inland lakes.
Orr Insurance can provide options from companies that cater to these specific needs.
Whether you are taking the jetski to grab a bite in Grand Bend, pulling excited kids on a tube, sailing the St. Lawrence, or spending the summer cruising the North Channel, we have a policy that will cover you and your watercraft, the right way.