Planning Home Renovations - Orr Insurance & Investment

02
Oct-2020

Are You Planning Home Renovations?

Does COVID19 have you feeling stir crazy? Maybe you are feeling like it’s time to spruce up your home with some “Do it Yourself” projects. However, staining the deck has now turned into completely rebuilding the deck and hey, why not add a gazebo? “Am I qualified for this?” When planning home renovations it is very important to do some research before you begin. Here are some key tips when thinking of home renovations:

Look for a qualified professional. Talk to your friends, family and co-workers. Referrals and consistency of quality with a contractor’s work is always a great start.

Prepare for the unexpected. When budgeting for a big renovation, take into consideration the possibility of extra materials required or unexpected expenses. Have that safety net.

With respect to your community, make sure you are prepared with the correct legal permits. Depending on the type of renovation, this could play a huge factor on how or what changes need to be made.

Protect yourself. Talk to your broker about renovations that you are planning. Whether it be minor or major structural changes in the home, your broker needs to know. We can ensure that you are properly insured. Reviewing quality of material and what the reconstruction cost of your home is very important so that you, our client, is properly protected.

Know your options. Let us help. Stay safe.

Home Insurance

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